I really feel like I have no other choice but to quit my job. Our childcare expenses are far exceeding my take home pay. I know if I could hang on for another 3 years childcare... (more)
expenses would go down and this might all be worth it but it doesn't feel that way now when I'm having to borrow from my 401K to pay the nanny.
posted April 20th, 2017 at 12:55pm in Toddler
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- how much is she? 4-20-2017 12:55pm
- all in (taxes and everything) it's about $65K/year 4-20-2017 12:56pm
- dang. how many kids and how old??? 4-20-2017 12:56pm
- 4 kids ages 1-9. Before you all flame, I do work from home and have a very flexible set up. So part of me wonders if I should just try to forgo the nanny, try to keep my job as...(more) 4-20-2017 12:57pm long as possible with part-time sitters, and start saving as much as possible, then quit when it becomes unsustainable.
- how many are home during the day? 4-20-2017 12:59pm
- right now, the 1 year old is home everyday and the 3 year old goes to pre-school two mornings per week. In the fall, 3 year old will go to pre-school 4 days per week and 1 year...(more) 4-20-2017 1:00pm
- i think you might be able to pull it off for a good long while and save some money. your life will be hectic tho. it's a shame to give up a job like that....(more) 4-20-2017 1:02pm
- the nanny watches them all during the summer. I was thinking of keeping our nanny through the summer, then trying to piece together childcare thereafter. I know things will be...(more) 4-20-2017 1:03pm
- i think you might be able to pull it off for a good long while and save some money. your life will be hectic tho. it's a shame to give up a job like that....(more) 4-20-2017 1:02pm
- right now, the 1 year old is home everyday and the 3 year old goes to pre-school two mornings per week. In the fall, 3 year old will go to pre-school 4 days per week and 1 year...(more) 4-20-2017 1:00pm
- yes, you keep your job not for what it is worth today, but for what it is worth 10 - 20 years from now 4-20-2017 12:59pm +1 like
- THIS - I feel like too many women forget this 4-20-2017 1:02pm
- op - I'm not forgetting that at all, but in the present it is very hard to have to borrow money to pay for the childcare that enables me to work. 4-20-2017 1:04pm
- You can also find a less expensive nanny. 65K is a lot. I have a wonderful I've in and do not pay that (and we pay taxes). 4-20-2017 1:16pm
- op - I'm not forgetting that at all, but in the present it is very hard to have to borrow money to pay for the childcare that enables me to work. 4-20-2017 1:04pm
- THIS - I feel like too many women forget this 4-20-2017 1:02pm
- how many are home during the day? 4-20-2017 12:59pm
- 4 kids ages 1-9. Before you all flame, I do work from home and have a very flexible set up. So part of me wonders if I should just try to forgo the nanny, try to keep my job as...(more) 4-20-2017 12:57pm
- dang. how many kids and how old??? 4-20-2017 12:56pm
- all in (taxes and everything) it's about $65K/year 4-20-2017 12:56pm
- oh god i don't know what the answer is. i wish we had decent affordale child care available. 4-20-2017 12:56pm
- i was you 6 years ago and quit and have regretted it every day since 4-20-2017 12:59pm
- you quit because the childcare costs were too high? 4-20-2017 1:01pm
- It's hard. FWIW, these years pass. When I returned to work, childcare ate up my entire paycheck. Now, many years later, I make 2.5x what I made back then, with...(more) 4-20-2017 1:00pm significantly reduced costs. Really appreciate having funds for college, etc. And I want to work.
- op - I want to work too. But it is just really tight right now and I feel like I have to hold my breath between paychecks trying to figure out how we are going to pay our bills...(more) 4-20-2017 1:01pm
- That sounds really hard. And it doesn't sound like daycare is an option (with multiple little ones, I would imagine that it would cost the same as a nanny). I wish I could offer...(more) 4-20-2017 1:07pm
- ditto, even down to the 2.5x salary. stick it out if you have any work/career gumption at all. 4-20-2017 1:04pm
- op - I do. I love working and was not happy during the 2 years I stayed at home. I just really need to figure out a way to make my childcare costs more affordable. It seems...(more) 4-20-2017 1:05pm like maybe I should consider daycare for my youngest and not have a nanny.
- This post has been deleted. 4-20-2017 1:07pm
- I'd love to know what this post said. 4-20-2017 1:12pm
- i can't imagine paying a nanny that much! 4-20-2017 1:07pm
- sh'es got FOUR KIDS 4-20-2017 1:07pm
- i can't imagine having 4 kids either! 4-20-2017 1:15pm
- that's the whole problem here! 4-20-2017 1:16pm
- I have 3. Once the youngest is in K, your childcare expenses will be far less. 4-20-2017 1:17pm
- that's the whole problem here! 4-20-2017 1:16pm
- i can't imagine having 4 kids either! 4-20-2017 1:15pm
- sh'es got FOUR KIDS 4-20-2017 1:07pm
- Are all the other kids in school? If so, daycare might be a good option. When my kids were little, we did daycare part time and had a part time sitter 2 days a week. It was...(more) 4-20-2017 1:08pm cheaper than a full time nanny & we like the fact that they had a few days at home
- Older two are in 1st and 3rd grades, so yes, full day school 4-20-2017 1:13pm
- what about summers? camps are $$ too 4-20-2017 1:09pm
- I could get thru this summer with our current nanny and then plan to hire a teacher from their schools to be summer nanny in summers 4-20-2017 1:12pm
- you're going to drive yourself nutz 4-20-2017 1:13pm
- I could get thru this summer with our current nanny and then plan to hire a teacher from their schools to be summer nanny in summers 4-20-2017 1:12pm
- This post has been deleted. 4-20-2017 1:07pm
- op - I do. I love working and was not happy during the 2 years I stayed at home. I just really need to figure out a way to make my childcare costs more affordable. It seems...(more) 4-20-2017 1:05pm
- op - I want to work too. But it is just really tight right now and I feel like I have to hold my breath between paychecks trying to figure out how we are going to pay our bills...(more) 4-20-2017 1:01pm
- do you enjoy your job? 4-20-2017 1:16pm
- very much, yes 4-20-2017 1:23pm
- How flexible is your set up? Will your 3 year old be in school until mid-afternoon? Can you work flex hours where you work in the evenings sometimes, or a weekend if you just...(more) 4-20-2017 1:22pm finish your project on time or do you need to be available during office hours?
- ^Also do you have room for an au pair? This would give you the coverage you need for far less money. 4-20-2017 1:23pm
- we do. but I worry about them driving and needing to provide a car, etc. 4-20-2017 1:24pm
- You need to be sure to hire a good driver, but that is true in any case. And mostly you would want her to drive when you are home working and don't need your car. Even with some...(more) 4-20-2017 1:36pm
- we do. but I worry about them driving and needing to provide a car, etc. 4-20-2017 1:24pm
- very flexible. 3 year old will be in preschool 9-2:30 4-20-2017 1:24pm
- You should not need to pay for a $65K nanny. Taking care of a toddler does not require someone with a college education, for example. 4-20-2017 1:40pm
- where should I look for a cheaper nanny? care? we've had our nanny for 2.5 years 4-20-2017 1:41pm
- Ask your friends, ask at their schools. Those who have kids starting full time pre-school or K often let their FT nannies go or help them find PT positions. You might get someone...(more) 4-20-2017 1:52pm
- where should I look for a cheaper nanny? care? we've had our nanny for 2.5 years 4-20-2017 1:41pm
- You should not need to pay for a $65K nanny. Taking care of a toddler does not require someone with a college education, for example. 4-20-2017 1:40pm
- ^Also do you have room for an au pair? This would give you the coverage you need for far less money. 4-20-2017 1:23pm
- op - I wonder if I should look into a nanny share 4-20-2017 1:45pm
- Certainly look into it - are there bulletin boards at the pre-school? 4-20-2017 1:53pm