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  1. Toddler The Postman Always Rings Twice is on TCM 2 hr 41 min ago (2 replies)
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    • Good for 12year old? 2 hr 41 min ago
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      • Probably boring 2 hr 34 min ago
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  2. Toddler Does the natural bug repellent work ? For tics 2 hr 41 min ago (2 replies)
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  3. Toddler Has anyone here dealt with missing mortgage payments? We're in financial trouble and missed mortgage payments. Our mortgage company is offering us a short sale. We're not at the...(more) 2 hr 41 min ago (42 replies)
    point that our house is worth less than we can sell it for, plus I think we'll get out of financial mess. I don't want to take the short sale right now. What are my options? tia
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    • sell it yourself, then. 2 hr 40 min ago
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      • That's not the issue. I don't want to sell. I want to keep the house. 2 hr 40 min ago
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        • and not pay for it? 2 hr 39 min ago
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          • Well, that would be great, but I'm not expecting that. :) I expect, we'll pay for it. I just don't want to sell the house. I'd like to work out some other kind of financial...(more) 2 hr 29 min ago
            arrangement.
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        • Yes, I understand that but you are missing payments so they will foreclose on the house. Better for you to sell it first. You need to be realistic and it doesn't sound like you...(more) 2 hr 38 min ago
          are.
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          • Only time will tell if I'm being realistic. There are logistic reasons I'm trying to stay. Obviously, if we get kicked out, I'll leave. I'll have to. But, if we can figure out a...(more) 2 hr 35 min ago
            way to stay, for various reasons, that would be a much better option.
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    • catch up on the back mortgage payments or get foreclosed on 2 hr 40 min ago
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    • Pay what you can and ignore the phone calls from the mortgage company. Their threats are idle. Try and get current ASAP. 2 hr 40 min ago
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      • np- lol, their threats are NOT idle. ever heard of foreclosure? 2 hr 40 min ago
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        • Yes, and they can still stay in their house until they get caught up. 2 hr 39 min ago
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      • We can't pay anything right now. I think in a few months, we'll be able to start paying again. I think though, we're going to get a foreclosure letter. I'd like to be able to push...(more) 2 hr 39 min ago
        that back as long as I can. They gave me x amount of time to accept the short sale. I'm running out of time. Just a few days left.
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        • What will change in a few months? What is your plan? 2 hr 38 min ago
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          • My plan is to make more money, and try to get $ from my clients who are late in paying me. 2 hr 37 min ago
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            • That is a hope. What is your PLAN? You need a job with a w2. Give up the solo biz. 2 hr 36 min ago
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              • That would put me in a greater financial hole. It's a tough call. I know what you mean. I am looking for work, and dh can run the business. Having trouble finding something that...(more) 2 hr 32 min ago
                would bring in enough $ to get us out of this mess. I'm trying. And I hear what you're saying.
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        • Call and work out a repayment plan. 2 hr 38 min ago
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          • They wouldn't work one out. Only option they gave is a short sale. Says I owe too much money compared to our earning. That whole debt ratio thing. 2 hr 37 min ago
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            • I don't believe that. Can you ask to speak to someone higher up the food chain? 2 hr 36 min ago
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              • I don't know. That's what I'm trying to figure out. 2 hr 32 min ago
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      • It takes a really long time get someone out, right? 2 hr 39 min ago
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    • Talk to a financial counselor. Try dave ramsey for a list. The bank does not want your house. They will work it out. 2 hr 40 min ago
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      • I think I need pro bono counselor. If I had $, then I could pay my mortgage. :) 2 hr 38 min ago
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        • He may have someone. Call him. Or go to his website and search for your same scenario. 2 hr 37 min ago
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    • figure out a repayment plan. 2 hr 39 min ago
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    • We had this a few years ago with an investment property. It was a regional bank. I met with the head honchos and laid out a plan of how we planned to get out of the financial...(more) 2 hr 36 min ago
      mess. They bought it. The plan was, we would sell the property and pay them back the difference. That was 10 years ago. The defeciency was $600K. We have less than 100K oweing. They promised NOT to report it to the credit agencies which was a big part of what I wanted.
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      • The alternative was bankrupcy, so we would lose our main residence, be put on a payment plan for years etc.... 2 hr 34 min ago
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      • My credit is already in the toilet. Glad you're almost paid off. :) 2 hr 34 min ago
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        • Just meet with them. It was a total long shot that they would even meet with me but they did and I argued my case and they bought it. 2 hr 32 min ago
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          • Thanks. We had an investment property too. It fell through. We lost a fair amount, plus it turned out one of the partners in the investment was embezzling funds from us. So, we...(more) 2 hr 30 min ago
            paid that back too. We sure could use the $ right now. Sigh. Thanks for your support. :)
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            • Tell them all that in your plea to them. See.....we are good at paying our debts.... 2 hr 28 min ago
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              • True. I like you're making lemonade out of lemons. :) Thank you! 2 hr 26 min ago
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                • ^^^^ your, not you're. 2 hr 26 min ago
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            • That investment property, collectively known as 'the albatros' was a total nightmare. One day you are walking along trying to support your family, dotting your i's and crossing...(more) 2 hr 27 min ago
              your T's and bam, you fall into a hole full of shit.
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              • We purchased it to have it turned into an office for us. The contractor decided to get a head start on the remodel, and completely gutted the interior. Right down to the studs....(more) 2 hr 23 min ago
                Even ripped out the copper piping. Then the city refused to allow us the permit to turn the house into an office. (It was a street on houses that had been turned into offices). Then the housing market crashed. We purchased the property for about 800k and sold it 2 years later for 180K. OMG.
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                • Ugh. I totally understand. 2 hr 17 min ago
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              • Yup. I know. I think when this happens and we/you can pull up out of it, there's a greater insight, gratefulness, and compassion that come from it. But while in it, ugh. It sucks....(more) 2 hr 23 min ago
                I hope we can get out of it. And so glad you're getting out of it. It's a 24x7 stress and weight that hangs over everything.
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                • Yes, I know. I was a horrible weight for about 4 years. I thought about it and cried about it constantly. 2 hr 16 min ago
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                • Things that helped me get through it: at the time, 2008, tons of people we caught up in the mortgage crisis and losing their houses. Someone said to me, foreclosure is the new...(more) 2 hr 7 min ago
                  black. I didn't feel so alone. I saw that others were surviving this and they were ok, the wold did not end. Here is a tip for you, if you end up doing a short sale, have a lawyer look over the paperwork, because sometimes the banks will sell the defeciency to a third party who can come back, years later and demand the money, PLUS interest. They come back once you are back on your feet. Make sure this is not a clause in your agreement for a short sale.
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    • offer to work it out with your lender. Alternative is to file personal bankruptcy and they don't want to deal with that (but its a viable alternative for you if needed). 2 hr 10 min ago
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  4. Toddler If you went to the hospital thinking you were in labor, but were sent home because it was too early, how much longer did you have to wait until baby arrived? 2 hr 42 min ago (5 replies)
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    • Lord. That was me w #1. I was so upset. Water broke a couple days later and i needed pitocin to get going. 2 hr 41 min ago
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      • thank you for sharing that 2 hr 40 min ago
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    • A couple of days. Didn't go back until I couldn't breathe or talk or stand through a contraction 2 hr 37 min ago
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    • I was sent home. I forget how many hours after I went back, but all in all I was in labor for like 36hrs. 2 hr 33 min ago
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    • I spent the night, they kicked my out at 5:30AM, saw OB later in the afternoon she called an ambulance and had me go back. had dd 12 hrs later 2 hr 26 min ago
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  5. Toddler DH is really depressed. He is a pain in the ass to be around. We are really not well off, in large part because of this, but we can't afford for him to get help. To make it...(more) 2 hr 43 min ago (22 replies)
    worse, I really think that if he stopped being depressed, he'd want to divorce me. So that's all.. just needed to say it out loud, sort of.
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    • no insurance? 2 hr 42 min ago
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      • still have co pays 2 hr 42 min ago
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        • OK, so you're destitute? I'd be giving up a hell of a lot of what I have if my husband was living a depressed existence unnecessarily 2 hr 41 min ago
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          • ^^^Oh, I see below it's not about money at all.... 2 hr 41 min ago
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          • It's not about the money to me... that's why he says he won't go. He's not making it up, we really don't have the funds. 2 hr 40 min ago
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    • Look for help with sliding scale fee 2 hr 42 min ago
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      • np: even this is painfully expensive. Most people can't afford $75/hr either. 2 hr 41 min ago
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        • that sounds cheaper than divorce lawyers 2 hr 27 min ago
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    • You should make it a priority to get him help. 2 hr 42 min ago
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      • He wouldn't listen to me or do anything based on me telling him to do it so that doesn't really matter. 2 hr 41 min ago
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        • Well, that has nothing to do with your premise about money, then. end of discussion 2 hr 41 min ago
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          • True. he says we can't afford it when I bring it up, so I suppose that's why I said it here. But money is a moot point since I can't make him do anything. 2 hr 40 min ago
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    • He needs to get help 2 hr 42 min ago
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      • OP should get help she deserves to feel better 2 hr 41 min ago
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    • that is very sad for both of you, hope you figure this out 2 hr 42 min ago
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    • Is Prozac that expensive? Most GPs will prescribe 2 hr 40 min ago
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      • should they? 2 hr 35 min ago
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        • yes. when it works, it's a miracle medication. 2 hr 22 min ago
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    • What started the depression? Is he unemployed? 2 hr 38 min ago
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      • no, he's working. He changed jobs recently. I think he's struggling a little with that but that didn't start the depression. He has been pretty stand offish for a long time. I...(more) 2 hr 36 min ago
        think he has been having an affair for years and I think she finally got tired of his shit and dumped him. I think that's why he is depressed and that's why, if he ever stopped being depressed, I think he'd divorce me.
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        • Too bad you don't leave him first. SAHM with young dc? 2 hr 33 min ago
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          • The kids are grown, out of the house. I've been out of work so long, I don't know what I'd do to make any kind of real income. 2 hr 32 min ago
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  6. Toddler "Even cows" disapprove of homosexuality, says Tanzania's president. Dumbest excuse ever for an ugly crackdown. 2 hr 44 min ago (2 replies)
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    • good lord 2 hr 43 min ago
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    • love the use of animals to set human behavior. Lion's will kill cubs to mate with their mom. Animals suck 2 hr 33 min ago
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  7. Toddler Volunteer meeting at 1 don't want to go, feeling anxious. 2 hr 44 min ago (1 reply)
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    • Can I get a pep talk? 2 hr 44 min ago
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  8. Toddler Do you ever wear both a hat and sunglasses at the same time 2 hr 45 min ago (12 replies)
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    • Often 2 hr 44 min ago
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    • every day when I ride my bike to work 2 hr 44 min ago
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    • sometimes 2 hr 43 min ago
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    • typically only when trying to avoid the papps 2 hr 43 min ago
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    • on the beach and while playing tennis or while running, yes 2 hr 43 min ago
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    • every day on my daily walk/hike 2 hr 42 min ago
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    • Yes, when jogging so no one bugs me. 2 hr 41 min ago
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    • yes and it kills my ears! 2 hr 41 min ago
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    • Yes, when by the pool/beach or when having an ugly day 2 hr 39 min ago
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    • may through sept 2 hr 37 min ago
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    • of course. when running. or whenever outside for a long period of time. 2 hr 31 min ago
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    • yes, v pale lady here 2 hr 31 min ago
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  9. Toddler I live in a burb with a lot of jewish families. I've noticed that my dcs have been friends with many jewish Bens, quite a few Ashers, Dans, and LEvis. It makes sense for the names...(more) 2 hr 45 min ago (10 replies)
    of the men who started the 12 tribes of isreal to be popular. But why isn't the name Joseph popular with jewish people? In all these yrs I have never met a jewish joseph/jo. MAny christian ones though. And joseph is like the most important of the 12 given the story of how he saved his brothers, you'd think he'd be the most popular one.
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    • More religious Jews are names "Yosef" for that Joseph. Jews think "Joe" for short does not sound Jewish enough - more Italian, maybe? 2 hr 44 min ago
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      • makes sense. Thanks 2 hr 43 min ago
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      • NP yes, i was just going to say this. i know more than one Yosef and they've always been Yosef, not Yoe, or Yoey. 2 hr 29 min ago
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    • He's New Testament 2 hr 43 min ago
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      • not the joseph with the coat of many colors-thats who she's refering to. 2 hr 42 min ago
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      • no 2 hr 42 min ago
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    • Fair question. I agree. I have some Joe's/Josephs in my sephardic jewish family, but I don't meet any kids with those names, and yes, I've heard the names you mention a lot...(more) 2 hr 43 min ago
      lately
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    • Although I have met a few Jewish Josephs or Joeys over the years 2 hr 43 min ago
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    • I know a few jewish joes but all 70yr old. Interesting point. Signed mom of a christian boy named Isaac. 2 hr 42 min ago
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    • you just haven't met them; there are tons of jewish men and boys out there named Joseph nn Joe. It also isn't as trendy or popular right now as the Noahs, Jacobs, Bens, Ashers...(more) 2 hr 39 min ago
      etc.
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  10. Toddler How much would eyelid / eye bag lift and lipo with fat transfer into my butt run me? 2 hr 47 min ago (1 reply)
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  11. Toddler With healthcare, none of the bills seems to be talking about WHY healthcare is so much money. It's legal fees, it's all the middle"men" that are in the middle of patient care and...(more) 2 hr 48 min ago (7 replies)
    the patient. If we could remove all the waste, wouldn't the healthcare huge costs go away? Instead, we're just paying the large insurance costs by moving money around. The only ones that are winning in all of this, are the health insurance companies and all the non-medical people that are getting the money.
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    • insurance companies - let's get rid of them and have single payer 2 hr 46 min ago
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      • np- we could even keep them and just have the gov't pay them.... 2 hr 45 min ago
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      • If we have a single payer, how will that lessen all the waste in the system? 2 hr 41 min ago
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        • ^^^ reduce. Better choice of words than lessen. 2 hr 40 min ago
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        • cuts out insurance companies 2 hr 40 min ago
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    • Yes, they need tort reform. 2 hr 43 min ago
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      • Yes, which will never happen 2 hr 42 min ago
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  12. Toddler Did you watch teen mom this week, Ryan seems really fucked up on drugs? 2 hr 48 min ago (8 replies)
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    • He's a heroin addict. 2 hr 47 min ago
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      • It appears to be the case, I had a hard time believing it was true but he looked so messed up 2 hr 46 min ago
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        • He's already overdosed twice. I think cocaine is also involved. 2 hr 44 min ago
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          • I had no idea 2 hr 44 min ago
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    • Still or is that an old episode? 2 hr 45 min ago
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    • did it just start again? I feel like I'm always missing 2 hr 44 min ago
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      • I am watching the finale 2 hr 43 min ago
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  13. Toddler In Europe travelling, what should a private tour guide who is also the driver? And what about when it is a guide and a separate driver? 2 hr 49 min ago (3 replies)
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    • 25 Euros-50 euros a day for driver, and EUR15-20 per person per day for the guide. 2 hr 47 min ago
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    • What? 2 hr 47 min ago
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    • OP I messed this up. Asking about tipping 2 hr 45 min ago
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  14. Toddler I posted about my stubborn husband. Took him over three fucking weeks to get to a doctor. It is indeed bronchitis. Anyway, I might be frustrated with him but still babying him....(more) 2 hr 50 min ago (4 replies)
    Have already made chicken soup, minestrone, and split pea. What other "healing" soups? Can't think of anything else at the moment.
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    • Egg drop 2 hr 47 min ago
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      • Thanks. Have never made but am a pretty good cook. Easy? 2 hr 46 min ago
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        • You can probably find a kit at the store and you just add the eggs, not too hard 2 hr 43 min ago
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        • ^just googled. Looks super easy. 2 hr 43 min ago
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  15. Toddler Has Jared solved Middle East peace yet? Serious question. 2 hr 50 min ago (4 replies)
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    • wow, you do live on here 2 hr 50 min ago
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      • just testing the bot 2 hr 44 min ago
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    • He is a dirty and vile Jew. 2 hr 44 min ago
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    • Yes its all over. 2 hr 44 min ago
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  16. Toddler Ivanka - "I try to stay out of politics"...(more) 2 hr 54 min ago (25 replies)
    • She is a dirty and vile Jew. 2 hr 53 min ago
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      • do you live on here? a serious question 2 hr 52 min ago
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        • I think it's a bot 2 hr 50 min ago
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          • it is --if you just post the word Ivanka is appears 2 hr 50 min ago
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      • Omg please stop this. 2 hr 50 min ago
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    • ivanka's speech pattern is really annoying. She's trying to channel a more thoughtful marylin munroe. 2 hr 53 min ago
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      • or Jackie Kennedy --that baby voice 2 hr 52 min ago
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        • she's trying so hard to emulate Jackie, SAD! 2 hr 46 min ago
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    • every single thing out of her mouth is so fucking clueless and/or a fucking lie 2 hr 53 min ago
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    • busy whoring her children out on instagram 2 hr 52 min ago
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      • As does everyone. 2 hr 50 min ago
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        • to 90k strangers? I don't . huge difference 2 hr 49 min ago
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          • try almost 4 million. 2 hr 48 min ago
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            • that. 2 hr 48 min ago
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            • Wow she has more than I thought 2 hr 47 min ago
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        • really? how many thousands of your followers do you not know personally? 2 hr 48 min ago
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    • this is when one of those dictionary tweets would be appropriate 2 hr 52 min ago
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    • She's a total moron, runs in the family. 2 hr 52 min ago
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    • they are all delusional. has she posted photos of her spawn on Instagram yet, today? 2 hr 51 min ago
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      • whores them out every day 2 hr 49 min ago
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    • We know. 2 hr 51 min ago
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    • trying to have it both ways - a fancy office in the WH advising daddy, but careful not to taint her brand with anything negative or controversial. She's a dishonest coward with no...(more) 2 hr 47 min ago
      principles.
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    • and guess what? the MAGA crew will vote her in to the oval office soon 2 hr 46 min ago
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      • she's like the cool girl for the MAGA crew - the girl who would not be caught dead hanging out with them, but needs them to be homecoming queen, so pretends to like them 2 hr 45 min ago
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        • ^^and then mocks them and dumps them when she is done with them 2 hr 44 min ago
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  17. Toddler Grr my trackpad is not working right. ugh 2 hr 54 min ago (0 replies)
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  18. Toddler I wish I could link it but i can't. There is a way underground website that I belong to that totally outs online trolls. I mean, it is downright...(more) 2 hr 56 min ago (8 replies)
    frightening/hairraising.They publish everything about supposed "american" online trolls. Their addresses, phone #s, cell phone, kids, kids schools, all their posts etc. There are theses foreign trolls here. From Russia and bulgaria and a few other countries. There is one here who poses as a US woman, not a woman and not American
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    • why YBM? so odd 2 hr 55 min ago
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    • How can a website be way underground? Its on the internet. If it was way underground it would be on paper. 2 hr 54 min ago
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      • Never heard of the dark net? 2 hr 53 min ago
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      • op-there is a login and it's not detectable unless you have a link. And, the URL "changes" it's weird. Not googleable either 2 hr 52 min ago
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        • Oh, like my checking account page. 2 hr 52 min ago
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    • Please use it for the good of ybm and out the psycho racist trolls. 2 hr 52 min ago
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    • and how did you find this mysterious place? and why would you want to? 2 hr 50 min ago
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    • OP: I'm a lying fake, but you knew that 2 hr 43 min ago
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  19. Toddler Dd's iPhone is overheating. If I take it in to apple will they replace it on the spot? 2 hr 57 min ago (13 replies)
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    • no 2 hr 57 min ago
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    • How long have you had it? Why is it overheating? Probably not 2 hr 57 min ago
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      • It's a new red iPhone 7 . Ever dropped and shouldn't be overheating 2 hr 56 min ago
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        • If it is brand new they will replace. 2 hr 55 min ago
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        • She just got it the end of March 2 hr 55 min ago
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          • Get to the store within 90 days 2 hr 53 min ago
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            • Ok, then today 2 hr 52 min ago
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    • Close every app, bluetooth, go to low battery mode. Turn off LTE for every app except the ones that you use when you are truly mobile like maps, Uber, email, and text 2 hr 55 min ago
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      • I did that. Heats up when looking at pictures and while charging 2 hr 54 min ago
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        • Check the connect points of the charger. There might be a leak 2 hr 53 min ago
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          • Leak? Where, how? 2 hr 53 min ago
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    • They will do diagnostics and may change the battery. Make a genius appt 2 hr 55 min ago
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      • Ok, thanks. I'll take it in tomorrow. 2 hr 53 min ago
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  20. Toddler Mango season --I have two trees on my front lawn bursting with mangoes. I love sharing but I hate it when strangers walk through my gate and start helping themselves. I feel like...(more) 2 hr 58 min ago (25 replies)
    an old person --get off my lawn!!
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    • That's stealing. You can tell them to get off your lawn! 2 hr 58 min ago
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      • I usually open my front door and say "may I help you??" I try to leave a shoe box full fo them at the edge of the lawn to prevent this 2 hr 57 min ago
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    • Lock the gate. 2 hr 58 min ago
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      • the wall is only 3 feet high --I've seen adults climb over it as if this is OK. 2 hr 57 min ago
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        • Call the cops. 2 hr 55 min ago
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    • I was in portland a few years back and noticed a pear tree in a yard and their yard was covered in rotten fruit. i knocked the door and asked to pick a few, and the person was so...(more) 2 hr 57 min ago
      nice and grateful that i asked. she said she normally tells ppl to f off, but the fact that i asked made her happy
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    • can you reach from the sidewalk? 2 hr 57 min ago
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      • the trees? no but the ones that fall close to edge, sure. Just weird when they start grazing around my entire front lawn. 2 hr 56 min ago
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    • put a sign up saying no trespassing, and/or get dog 2 hr 54 min ago
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      • I do plus I have 3 dogs. but it is too hot to leave them out there all day. Mostly just venting here. I would never assume I could just walk on to someone's yard to help myself to...(more) 2 hr 53 min ago
        something.
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        • put a sign that says violators will be prosecuted 2 hr 51 min ago
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        • people are idiots. 2 hr 48 min ago
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    • that would PISS me off to no end. why do people think they can do that? 2 hr 50 min ago
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      • ^^and i am SO jealous you have fresh mangoes 2 hr 49 min ago
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        • each year about 400--it is nuts 2 hr 49 min ago
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          • WOW! you should sell those bad boys! where do you live? 2 hr 48 min ago
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            • ^^do you have a food dehydrator? dried mangoes are really good. 2 hr 47 min ago
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            • Miami. My dcs used to sell them when they were little. I give a lot away to co workers. I carry them in by rolling suitcase! 2 hr 47 min ago
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              • LOL! a guy i work with owns a berry patch (strawberries, raspberries and blueberries) and i get fresh delicious berries each year - he uses a roller cooler! 2 hr 44 min ago
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    • MCLM? 2 hr 49 min ago
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      • op no, but she lives near me, I'v seen her house actually! 2 hr 46 min ago
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      • I loved her 1 hr 48 min ago
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    • where do you live that you have gated mango trees? 2 hr 47 min ago
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      • as opposed to...no gate? 2 hr 45 min ago
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      • Miami 2 hr 44 min ago
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  21. Toddler My 10yo considers himself a "foodie" He always asks for going to restaurants as a reward. For instance, 4th grade graduation wants to go to his favorite Indian restaurant. I am...(more) 2 hr 59 min ago (12 replies)
    trying so hard to stay on my weight loss plan but I can't say no :(
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    • your 4th grade has a graduation?? 2 hr 58 min ago
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    • This post has been disliked 3 times. showHe sounds more like a glutton than a foodie 2 hr 58 min ago
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      • op: I wish that translated into weight gain. He is very skinny. 2 hr 58 min ago
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        • Don't worry it will. 2 hr 57 min ago
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          • Said with gleeful anticipation 2 hr 53 min ago
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          • no: why so angry? 2 hr 53 min ago
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    • you are both annoying 2 hr 58 min ago
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    • Indian is great. Rice, vegetables. 2 hr 58 min ago
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    • a 4th grader knows the word "foodie" and identifying as one makes me despair. 2 hr 57 min ago
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      • This. 2 hr 55 min ago
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      • np: my 10yo ds whines and complains every time we want to go to a restaurant (once we get there he is usually ok) so I'm kind of jealous of op 2 hr 55 min ago
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    • I love him! When I started babysitting in 8th grade, I would spend most of my money on dining out. I was always trying to convince friends to go to restaurants with me. 2 hr 41 min ago
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  22. Toddler I know this sounds nit picky but whenever I ask DH questions about his career or job, he answers "we" like as if he's a representative of his firm and I am some recruit. It's...(more) 2 hr 59 min ago (4 replies)
    totally weird and patronizing. OTOH, if we are talking about investing in a home, etc. he uses "I" like "my money" although it's ours 50/50 and I have contributed to a lot of it. I know it sound really stupid, but it's really pissing me off.
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    • start talking about my children and see if can take a hint 2 hr 57 min ago
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      • op: I actually tried that, but then it seemed so combative and made me so sad I couldn't do it. I did this 3 days ago in fact (he wanted to take DS somewhere that looked shady to...(more) 2 hr 56 min ago
        me).
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        • i was teasing, have to tried telling him how this makes you feel? chances are he does this to other people too and it is likely off putting to them as well, maybe that is one way...(more) 2 hr 55 min ago
          to approach it
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      • Or be clearcandcshare your observation as you stated it here 2 hr 54 min ago
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  23. Toddler Does anyone do a NY State pooled trust for an elderly parent or family member? Setting one up for my Mom and there is a big difference in monthly fees. Wondering if anyone has...(more) 2 hr 59 min ago (15 replies)
    particularly good experiences they can share. Thanks.
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    • I know this isn't helpful to you but can you say more about what such a pooled trust is? 2 hr 57 min ago
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      • I am responder below. It is a facility to divert income (social security) that would otherwise disqualify you from medicaid. You send it to the trust. The trust pays certain...(more) 2 hr 48 min ago
        eligible bills for you. The excess goes to other people and then charity. Meanwhile you qualify for medicaid (usually in-home care).
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        • ah okay thank you. my mom will need one of these at some point (if medicaid stays...) 2 hr 43 min ago
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    • I did this a long time ago through work. We used one where they leftover went to the blind. It was in nyc. I also attended a cle hosted by usc or something, a jewish org. Let me l...(more) 2 hr 50 min ago
      Look.
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    • It is a way to cheat Medicaid. 2 hr 45 min ago
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      • It is totally legal and the money goes to charity. HHS can still sue your estate and win a lein against your house etc. meanwhile elderly are cared for at the medicaid discount...(more) 2 hr 43 min ago
        rate rather than private. It works for people who make just barely too much. It is not effective for the wealthy.
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        • It is legal but immoral. Read up on its impact. 2 hr 42 min ago
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          • Eh. It is the rules. You are giving up the income and the state still gets paid back. 2 hr 39 min ago
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            • Read up on it. It's HIGHLY immoral. 2 hr 38 min ago
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              • Lol. I highly disagree. 2 hr 38 min ago
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                • No doubt. Most cheaters do not want to look at their lives. 2 hr 33 min ago
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      • This. I used to work for lawyers who set up legal ways to get around Medicaid rules. I had to quit. 2 hr 42 min ago
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    • OP-Thank you to the non judgmental responders. My mom worked an entire lifetime. Paid taxes. Needs every penny of her monthly income (under 4k a month in NYC) to live on. Has...(more) 1 hr 39 min ago
      paid a significant portion of her life savings for care which will run out if she lives a few more years. Best to avoid making snap judgements about people's situations.
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  24. Toddler Anyone ever remove wallpaper??? easiest way?? 2 hr 59 min ago (3 replies)
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    • steamer 2 hr 58 min ago
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    • There is a stripping product for this. I had done it. It is not fun. 2 hr 56 min ago
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  25. Toddler If you despise trump like I do, from a strictly political view, which way do I want this bill to go? 2 hr 59 min ago (8 replies)
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    • You want it 2 hr 59 min ago
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    • Don't care. Don't want the dems to oppose too hard either because GOP will then say "it would have been great but dems wouldn't let us have it." 2 hr 58 min ago
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    • I'm not a rich bitch who acts out of spite, this bill will financially ruin me and my family, as many others, so I am against it. 2 hr 57 min ago
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      • why did you vote for him? serisously 2 hr 55 min ago
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        • Why would you think I did? Bizarre response. 2 hr 55 min ago
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    • I would like people to get to the point where they agree to make necessary changes to obamacare, not repeal and replace 2 hr 57 min ago
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    • It guts the entire healthcare system. Good for literally no one but the .00005% 2 hr 53 min ago
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    • You democrats always seem to need a song sheet to follow. 2 hr 42 min ago
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