Anyone else really struggling to get by, but confident things will turn around for you? We are in serious cc debt, live pay check to pay check, but for some reason we are never worried... (more)
about it.
posted September 3rd, 2010 at 4:16pm in Toddler
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- you dont live paycheck to paycheck if you have credit card debt 9-3-2010 4:17pm
- what do you mean? 9-3-2010 4:17pm
- you don't make enough to live paycheck to paycheck 9-3-2010 4:18pm
- what do you mean? 9-3-2010 4:17pm
- Yeah that's kid of us. DH is looking for a new job (his current job is mo to mo) and I was laid off. CC debt is too high and no idea how to pay it off. We try not to freak and basically...(more) 9-3-2010 4:18pm
- brooklyn 9-3-2010 4:19pm
- ^^^I am thinking about getting a part time job somewhere, but dh tells me not to bother 9-3-2010 4:20pm
- I just took a pt job abd will make very little, but DH feels it is good so maybe it will turn into a FT thing 9-3-2010 4:21pm
- Not to bother? 9-3-2010 4:21pm
- he thinks it won't help bc I have to find child care 9-3-2010 4:22pm
- np-childcare costs as much as so many pt jobs 9-3-2010 4:23pm
- ^^^I am thinking about getting a part time job somewhere, but dh tells me not to bother 9-3-2010 4:20pm
- np from below:I dont see how we will pay our cc debt off because we are basically paying interest 9-3-2010 4:19pm
- every dollar counts when you are paying it off! good luck 9-3-2010 4:24pm
- brooklyn 9-3-2010 4:19pm
- yes but not sure it will turn around 9-3-2010 4:18pm
- we live paycheck to paycheck but have no cc debt. i'm not worried. i think in a few years we will be in a much better position 9-3-2010 4:20pm
- us too. i feel like its my job to have no cc debt so when we start making more money we can enjoy it and not use it to pay off debt 9-3-2010 4:22pm
- we were you last year. I've paid off 13K of our (then) 60K debt, and the foot on our necks is slowly releasing. Only 2 yrs to go. Optimistic that DH might even have a substnatial raise...(more) 9-3-2010 4:20pm this time next year. But even if he didn't, we're digging out finally
- op: gives me hope 9-3-2010 4:21pm
- our problem was that DH and I have/had different views on paying off CC debt. I've managed to make a huge dent in it w/out his help, and he finally has seen the light - thank god. It...(more) 9-3-2010 4:23pm
- op: gives me hope 9-3-2010 4:21pm
- Yes. This is so different to how things were before. We lived comfortably (not extravagantly), but now it's tougher. I was laid off and got another job with a MUCH lower salary. ...(more) 9-3-2010 4:20pm
- you are never worried because you have a ghetto mentality 9-3-2010 4:24pm
- ??? 9-3-2010 4:27pm
- trying to stay optimistic, but the past couple of years have been really hard 9-3-2010 4:24pm
- it will get worse 9-3-2010 4:27pm
- Us. 9-3-2010 4:28pm